August 28, 2012
You?ve just got the A Level results you were praying for and you?re off to University! First of all, can I say a massive congratulations to you ? I?m very jealous and feeling older each time I hear someone talking of going up for Fresher?s Week! In all the excitement, it?s very easy to get carried away with your spending, splashing the cash on all the ?essentials? you?ll need to get you through the year, and rewarding yourself for getting onto the course you wanted.
Your student loan, unfortunately, will only go so far and if you find yourself asking the bank of mum and dad for a loan after a few weeks, you could find yourself in some serious hot water when you make your first trip home for some proper food and to have your washing done! (We?ve all done it).
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This is why you need to think about budgeting and that should, ideally, start around now. Definitely before you get to the campus. You need to think about things like accommodation, food, course essentials and of course, how you?re going to relax and enjoy yourself. Your rent will undoubtedly take up the largest proportion of your loan, so thinking about which ?essentials? are truly essential is a good place to start.
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You?ll need a laptop ? which can cost upwards of ?1,000 but there are cheaper options with almost the same specifications, just without the big name brand badge, on the market for around half that. Inkjet or laser printers are another consideration. Inkjets are the cheaper option, but if you?re putting the effort into a project you want it to look as professional as possible when you print it, making the laser option a perfectly feasible choice.
Once you?ve received your reading list you should shop around before rushing out and buying the first copy of each book that you come across. Other students might have put the books they no longer need on online auction sites or there may be adverts around the campus informing you of what they?re selling to raise a few extra pounds. Amazon promotional codes could also prove to be invaluable, saving you money on the delivery ? every penny saved can only be a good thing for the bank account!
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You should be going off to University to have some fun and make the most of your education. Unfortunately, finances do come into it, but save a little now and you?ll have plenty saved up for the end of the year to either pay back some of your overdraft, put towards the next year of your course, or treat yourself to an end of term beverage or two!
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